Whenever a business deal anywhere in the world goes on the blink, we take the strain of your loss.
Insolvencies are part and parcel of doing business. You can never exclude the possibility that one of your customers is suddenly unable to pay. That means you need some sort of insurance against this happening. And credit insurance does much more than “pay when you suffer a loss”. You get full service under the premium you pay for your Prisma Global policy from the first second on. You can deliver to your customers without worries. We support your credit management with our market knowledge and check your customers’ creditworthiness on an ongoing basis. Depending on the scope you agree with us, Prisma Global not only covers the non-payment risk, but also costs for work in progress, protracted default and collection costs, as well as taking care of collecting your debt. Because PRISMA does more than just pay.
The insurance that always pays off.
CONSULTATION WHICH PAYS OFF
We first check the best way in which your credit management procedures can benefit from our know-how. Then we agree together with you on the details of the cover you need under our policy. And on top of that we keep you informed on an ongoing basis about the special issues of doing business in different countries, for instance the legal framework.
ASSESSMENT WHICH PAYS OFF
As part of the Euler Hermes Group we have access to 40 million company addresses and are your partner on the ground all over the world. This guarantees you fast, high-quality credit assessment. We monitor constantly the ability of your customers to pay and give active support in this way to your own credit management.
INSURANCE WHICH PAYS OFF
Comprehensive insurance cover in Austria and its most important trading partners with up to 80 % insured percentage. For all your trade receivables due from customers for goods and services you supply. If a loss occurs, we process the claim quickly and without hassle.
How good is the ability of my business partners to pay me? A Rating can put you in the picture.
COSTS FOR WORK IN PROGRESS
You begin to manufacture an order – your costs are already insured.
PROTRACTED DEFAULT/COLLECTION COSTS
Your customer is unable – or unwilling – to pay. Your cashflow is secured nevertheless.
PR1SMA GLOBAL – just as individual as your needs.